Spectrum Investment Center

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

What Is the Difference Between a Bank and a Credit Union?

Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives.…

Terrible Financial Advice: Top 10 Tips You Shouldn't Follow

It seems like everyone from bloggers to your next-door neighbor doles out financial advice these days. It can be difficult figuring out who to believe, and bad tips can pop up as frequently as thunderstorms in the summertime

How to Deposit Cash: Local Banks, ATMs, and Online Banks

If you need to deposit cash into your bank account, you have several options, including your local bank branch or an ATM that accepts deposits. While it isn’t possible to make deposits directly to …

Randolph Savings Bank to Become Envision Bank

Local management. Local decisions. Local commitment. With innovative products and outstanding service, Randolph Savings is a great place to bank.

Liberty Bank for Savings, A Unique Bank Helping Neighbors Become Homeowners

It's hard to find a family-oriented neighborhood bank that greets you by name and hasn't turned its employees into an army of salespeople.

Why Banks Ask for a Personal Guarantee Before a Loan

It’s a common scenario: You have a thriving business, and it’s doing so well that you believe it’s time to expand. That expansion requires more money, and, of course, increases your risk of failure. But you have studied your options, talked with advisors, and everyone agrees it’s a smart and potentially lucrative move. Your bank …

what must banks do to extend services?

What role must banks play in ensuring that 'ATM deserts' where people struggle to access cash do not become more widespread?

Banks Frustrate Consumers Who Crave a Personal Experience

There's a disconnect between consumer expectations and the experience banks deliver. Banks think they are personal, but consumers disagree.

Satisfaction Scores Doubling For Banks That Get Personal

When banks provide personal attention, key satisfaction indicators skyrocket. But many retail financial institutions are missing the mark.

4 Ways to Grow Your Savings

Growing your savings is a great way to provide you with financial security while planning for your future. It allows you to create an emergency fund for the unexpected an...

Profit From Understanding How Banks Determine CD And Savings Yields

If you want to make more on your savings, learn how to think like a bank does.

To Bank or Not to Bank? Is THAT the real question?

The issue for couples is less whether or not they should have a bank account but how they should approach the day-to-day management of their money.

How 'Free Money' Bank Promotions Can Boost Your Savings

Bank interest rates are hardly considered a big perk " there are many Scrooge-like accounts out there that barely pay enough to offer loose change.

Not earning at least 2% on savings? It's probably time to switch banks.

When it comes to getting paid a few extra bucks for your hard-earned cash, the field is wide open, so it pays to shop around.

Savings and Checking Made Easy with Radius Bank's Hybrid Account

Years ago, I created this website with the tagline, “Making my money work, so I don’t have to.” I noticed that due to compound interest and living below my means, the choices I made in my early 20s had paid off handsomely by the time I turned 30. Those choices weren’t anything special, just basic …